Posts filed under 'Filing for Bankruptcy'

By Ralph Ferro, Posted in Filing for Bankruptcy on April 30, 2012
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In the year 2000, a modest but still lamented 19,500 businesses filed for bankruptcy. In 2012, rates are up more than 70% with more than 56,000 reported filings for this year alone. Poor economy, bad business decisions and lack of customers has led to...(more)

By Ralph Ferro, Posted in Filing for Bankruptcy on March 5, 2012
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In this economic climate, many people have gone through situations where finances have changed through mass retrenchments. Bankruptcy is something that can happen to each and every one of us and it is a recourse that can be beneficial to your individual...(more)

By Ralph Ferro, Posted in Filing for Bankruptcy on February 29, 2012
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Bankruptcy can not only be a very confusing time in one’s life, but a very stressful one as well. Luckily for us, we have Ralph A. Ferro, Jr., Esq. who has put people’s minds and hearts at ease, for over 18 years.Ferro has given authentic...(more)

By Ralph Ferro, Posted in Filing for Bankruptcy on February 23, 2012
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Relax; it's actually not the end of the world. There have been many people before you that have filed bankruptcy and have done exceptionally well in the future. What you can do is educate yourself on the pros and cons of filing for bankruptcy and make...(more)

By Ralph Ferro, Posted in Filing for Bankruptcy on November 15, 2011
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What are the differences between Chapter 7 and Chapter 13 Bankruptcy The biggest difference between Chapter 7 and Chapter 13 bankruptcy filings is the means in which debt is repaid to creditors. Both chapters allow for the relief of debts, however...(more)

By Ralph Ferro, Posted in Filing for Bankruptcy on November 4, 2011
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Occupy Wall Street has swept the globe gaining strength in various major cities across the world. In particular, Occupy has ignited strongly on the Wes Coast where Oakland protestors are expanding their occupancy to foreclosed homes in the northern part...(more)

By Ralph Ferro, Posted in Filing for Bankruptcy on June 28, 2011
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    In 2010, Bankruptcy filings totaled 1,596,355, a 13.8% jump from the 2009 fiscal year (according to BankruptcyAction.com). Although reports show business-related bankruptcies decreasing, non-business filings continue to increase, adding...(more)