Posts filed under 'Safe Money Management Practices'

By Ralph Ferro, Posted in Safe Money Management Practices on January 26, 2012
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It’s a tough forecast to predict in a time of such economic uncertainty. 2012 bring s a new year for the local and national government to get back on its feet and try to turn things around. As the cost of living increases so does the rate of...(more)

By Ralph Ferro, Posted in Safe Money Management Practices on July 25, 2011
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Rebuild your Score Declaring bankruptcy, unfortunately, will negatively affect your credit score in a significant manner. It also, however, wipes your debt clean and allows you to start fresh. And with small steps at first, it is very possible to...(more)

By Ralph Ferro, Posted in Safe Money Management Practices on July 14, 2011
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Americans owe an average of $8,000-$10,000 in debt Getting married, buying a house, starting a family, bankruptcy. Sometimes in life we can’t plan or prevent things. Unfortunately, the harsh truth is that many Americans will face bankruptcy in...(more)